Last Updated: January 2026

Joya 88 Terms and Conditions — Clear and Simple, in Full

Please read these terms and conditions carefully before creating an account on Joya 88. All terms relating to accounts, betting, payments, bonuses, and responsible gaming are clearly set out here.

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Key Things to Remember About Joya 88's Terms & Conditions

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Age Restriction: 18+

You must be at least 18 years old to register on Joya 88. Proof of age may be requested, and any account found to belong to a minor will be closed.

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One Person, One Account

Each person may only register one account. Creating multiple accounts is prohibited and may result in suspension.

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Payments in Your Own Name

All deposits and withdrawals must be made from an account in your own name. Transactions through third parties are not accepted.

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Bonus Wagering Requirements

All bonuses must meet the specified wagering requirements before any withdrawal can be made. The requirements are clearly stated in each bonus's description.

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Betting Decisions Are Final

Once a bet is confirmed, it cannot be changed or cancelled, except in certain specific cases. Outcomes will be determined in accordance with Joya 88's analysis.

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Right to Amend Terms

Joya 88 reserves the right to update these terms and conditions at any time. Members will be informed before any changes come into effect.

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Introduction & General Information

These Terms and Conditions form a legal agreement between Joya 88 (joya88.im) and its users. By using the Joya 88 website or app, opening an account, or using any of our services, you are deemed to have accepted these Terms and Conditions.

Joya 88 is an internationally licensed online betting and gaming platform. We are committed to delivering the highest quality entertainment experience to users in Bangladesh — within a clearly defined set of rules.

Important: These Terms and Conditions are updated regularly. We recommend checking the latest version before each use of the platform. Continued use of the platform after any changes constitutes acceptance of the updated terms.

These Terms and Conditions apply to all Joya 88 services — including Sports Betting, Live Casino, virtual games, promotions, and any future services.

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Account Registration & Management

Registration Eligibility

To open an account with Joya 88, you must be 18 years of age or older. All information provided during registration must be accurate, complete, and your own. Registering with false information may result in account termination at any time and forfeiture of your balance.

One Account Policy

Only one account is permitted per person, household, or IP address. If multiple accounts are detected, all accounts will be closed and any bonus balances will be forfeited.

Account Security

Keep your password and login credentials strictly confidential. If you suspect any unauthorized access to your account, contact our support team immediately. The account holder is fully responsible for all activity on their account.

Identity Verification (KYC): To protect account security, Joya 88 may request a national ID, passport, or other government-issued document at any time. Failure to provide the required documents within the given timeframe may result in withdrawal restrictions or account limitations.

Updating Account Information

If your contact details, payment method, or any other account information changes, please update your account promptly. Joya 88 is not responsible for payment delays or account issues resulting from outdated information.

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Betting Rules

Bet Confirmation & Cancellation

A bet is only considered valid once it has been fully confirmed. If a bet is accepted due to a system error or technical fault, Joya 88 reserves the right to void it, in which case the stake will be refunded.

Odds Setting

Joya 88 reserves the right to change odds on any event. The odds at the time a bet is confirmed will apply — any subsequent changes will not. Joya 88 also reserves the right to void bets placed at clearly erroneous odds, such as those that are abnormally high.

Event Cancellation or Postponement

  • If an event is completely cancelled, the bet amount will be refunded.
  • If an event is postponed and does not resume within 48 hours, the bet will be considered void.
  • If an event is abandoned mid-way due to a player injury or any other reason, it will be settled in accordance with Joya 88's own policy.

Maximum Bet Limit

Each event and market has a maximum bet limit, which may vary across events. For large wins, Joya 88 applies a maximum payout cap. Details of this limit can be found on the relevant event page.

Live Betting Note: If a bet cannot be confirmed in time during live betting due to a connection issue, Joya 88 reserves the right to accept or void that bet. It is the user's responsibility to maintain a stable internet connection.

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Payments, Deposits & Withdrawals

Deposit Policy

Deposits on Joya 88 can currently be made via bKash, Nagad, and Rocket. Deposits must be made from an account registered in your own name. Depositing from a third-party or someone else's account is strictly prohibited, and any suspicious transactions will be investigated.

Minimum Deposit & Withdrawal

  • Minimum deposit: ৳500
  • Minimum withdrawal: ৳500
  • Withdrawal requests are typically processed within 2 to 24 hours.

Withdrawal Process

Once a withdrawal request is submitted, the verification process begins. Identity verification (KYC) is mandatory for first-time withdrawals. Withdrawals can only be made to the same payment method used for the deposit — this policy is non-negotiable for security reasons.

Currency & Conversion: All transactions on Joya 88 are processed in Bangladeshi Taka (BDT). If any conversion fee applies, you will be informed before the transaction is completed.

Payment Delays & Issues

If a payment does not arrive within the expected timeframe, please contact your payment provider first. If the issue persists, reach out to our support team with your transaction number — we'll do our best to resolve it within 24 hours.

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Bonus & Promotion Terms

General Bonus Policy

All bonus and promotion offers at Joya 88 are subject to specific terms and conditions. By claiming a bonus, you are deemed to have accepted the associated terms. If you have any questions about a bonus's terms, please contact our support team.

Wagering Requirement

Most bonuses come with a wagering requirement — meaning you need to place a certain number of bets before you can withdraw the bonus amount. For example, a 5× wagering requirement on a ৳1,000 bonus means you must wager a total of ৳5,000.

Bonus Validity

  • Every bonus has a set expiry period, which is stated in the offer details.
  • If wagering requirements are not met before the bonus expires, the bonus will be forfeited.
  • Extensions are not normally available.

Bonus Abuse

If a user is found to have created multiple accounts, exploited the system, or engaged in any other misconduct to obtain bonuses, all bonuses and winnings associated with those accounts will be voided and the accounts may be permanently closed.

Using a Voucher Code: Voucher codes are only valid at the time of deposit. Claiming a bonus with a code after the fact is generally not possible. For more information about vouchers, visit our on the Voucher page

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Responsible Gaming Policy

Joya 88 firmly believes that betting and gaming are a form of entertainment — not an addiction or a source of income. We have a number of measures in place to help keep our users safe.

Limit-Setting Tools

  • Deposit Limits: Set your own daily, weekly, or monthly deposit limits.
  • Betting Limits: Set a limit on the maximum amount you wager in a single session.
  • Session Time Limits: Decide in advance how long you will play in a single session.
  • Cooling-Off Period: Take a break of anywhere from 24 hours to 30 days.
  • Self-Exclusion: Temporarily close your account for a set period of time.

To access these features, go to your account settings or contact our support team. For more details, visit our Responsible Gaming View page.

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Privacy & Data Protection

Joya 88 takes the security of your personal information very seriously. We only collect and use data for the purposes of providing our services, verifying accounts, and meeting legal requirements.

  • Your information is never sold or shared with third parties.
  • Payment information is secured with 256-bit SSL encryption.
  • Your information is used solely for service improvement and legal compliance purposes.

The full details of our privacy policy are available on our Privacy Policy can be found on the page.

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Prohibited Activities

The following activities are strictly prohibited and may result in account termination:

  • Creating or operating multiple accounts.
  • Registering with a false identity.
  • Bonus abuse or exploiting system vulnerabilities.
  • Hacking, malware, or any other form of technical interference.
  • Money laundering or any unlawful transactions.
  • Unauthorized access to another user's account.
  • Match fixing or any form of fraud.

Warning: If suspicious activity is detected, Joya 88 reserves the right to notify the relevant authorities and freeze all balances associated with the account in question.

Account Closure & Suspension

Joya 88's Rights

Joya 88 reserves the right to suspend or permanently close any account at any time, without prior notice — particularly in cases of Terms and Conditions violations, suspicious activity, or legal grounds.

Voluntary Account Closure

If you wish to close your account yourself, please submit a request to our support team. Make sure to withdraw any available balance before closing — recovering funds after closure can be complicated.

Balance After Account Closure

If an account is closed due to a Terms and Conditions violation, any bonus balance may be forfeited. However, a fair refund of the original deposit balance will be reviewed.

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Dispute Resolution

Complaint Submission Process

If you have a complaint or dispute, please contact us first via live chat or email support. We aim to provide an initial response within 48 hours and resolve complex issues within 7 business days.

Betting Disputes

In the event of a dispute over a bet outcome, Joya 88's analysis team will conduct a formal investigation. The bet amount in question may be placed on hold during this process. The final decision rests solely with Joya 88 and is binding.

Be patient while your issue is being resolved: Most issues are resolved quickly. Once you've submitted a request, please allow our team adequate time to respond — submitting repeated complaints unnecessarily may delay the process.

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Terms Amendment Policy

Joya 88 reserves the right to modify, add to, or remove any part of these terms and conditions at any time. Members will be notified of significant changes via a website notice or to their registered email address.

Continuing to use the platform after changes take effect will be considered acceptance of the updated terms. We recommend checking this page regularly to stay informed.

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Contact Us

If you have any questions or comments about these Terms and Conditions, please get in touch with us. Our support team is available 24/7 in Bangla.

Email Support
support@joya88.im
Live Chat
Click the chat button at the bottom right corner of the website
FAQs

Frequently Asked Questions About Our Terms

Yes, for significant changes a notice will be posted on the website and sent to your registered email. Minor changes may only be reflected on the website, so we recommend checking this page regularly.

Wagering means the bonus amount must be bet a specified number of times. For example, a ৳1,000 bonus with a 5× wagering requirement means you must place a total of ৳5,000 in bets before withdrawing. The specific rate for each bonus is listed in the offer details.

Start by emailing support@joya88.im or reaching out via live chat. Providing the reason upfront helps us resolve things faster. If your account was closed for identity verification purposes, submitting the required documents will typically have it reactivated within 24 hours.

Deposits from third-party accounts are strictly prohibited. If such a transaction is detected, the amount will be returned and any associated bonus will be forfeited. Repeated violations may result in account closure.

Withdrawal requests are typically processed within 2 to 24 hours. Your first withdrawal may take a little longer due to identity verification. If you experience delays during peak times, please contact support.
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